It’s pretty clear that investors have been in a positive environment for the last five years. The domestic equity market has generated double digit returns in four of the last five years from 2009 through 2013. In addition to equities, we have also seen the bond market generate positive returns in four of the last five years. This performance has occurred even with some significant distractions along the way including the European recession, slowdowns in the emerging markets, conflict in the Middle East and crisis in the Ukraine.
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